Senior Actuarial Analyst – Waterloo, Ontario

Located in Ontario and Nova Scotia, Heartland Mutual Insurance strives to be the Best Mutual. Our team of talented and dedicated professionals challenge the norm and strive to be extraordinary. It’s all about fulfilling our promise with a personal approach. With our team, you’ll bring this purpose to life every day by living our values, being open to change, and pursuing your career aspirations.

Heartland Mutual Insurance has an excellent opportunity in our Analytics Department for a Senior
Actuarial Analyst.

What you will do…

  • Perform rate reviews on all lines of business, as prioritized by the company. This includes
  • but is not limited to creating rate indications, loss ratio analysis, competitive analysis,
  • completing filings, calculating impacts, while using actuarial ratemaking principles, data
  • analytics, GLMs or other advanced statical techniques.
  • Perform research and data analysis on all information needs relating to all business
    segments of the company.
  • Research and implement more advanced analytics tools and techniques for the company.
  • Understand and effectively utilize Heartland’s policy admin and claims systems and their
    underlying data structures.
  • Works with regulators to complete regulated auto filings.
  • Perform research and data analysis on informational needs relating to all business
    segments of the company.
  • Design, develop and continually improve the analytical data summary tools distributed.
  • Develop, improve and maintain Heartland’s datamarts for all lines of business with an
    objective of deploying self-serve capabilities for the business.

What you will bring…

  • University degree (Actuarial Science, Mathematics/Statistics or a related discipline).
  • Successful completion of 4 to 6 exams from the Casualty Actuarial Society.
  • A minimum of 3 years’ experience in an actuarial/data analysis role, preferably with P&C
    insurance exposure or a significant educational background in a related discipline.
  • High Proficiency with SAS, SQL, and Excel.
  • A working knowledge of Emblem would be an asset.
  • A good understanding of P&C pricing and ratemaking concepts.
  • Demonstrated strength in oral, written and presentation communication skills.
  • Proven ability to work independently and as part of a team.

What we offer…

In return, we’ll give you countless opportunities to learn and grow. You’ll be empowered to be your best self, do your best work, and make a meaningful impact. Here, you can help shape the future of insurance, win as a team, and grow with us.

At Heartland our benefits are great and include not only health and dental coverage, but also a generous pension plan. All staff members share in our company’s success through our incentive plan. And with our hybrid work model, you get the best of both worlds – the ability to collaborate and connect with great colleagues and to enjoy the benefits of working from home.


Intrigued? We can’t wait to hear from you!

If you have the qualifications we are seeking and would thrive in a work environment where you are valued and respected, please apply on the company website. Accommodations are available on request for candidates taking part in all aspects of the selection process.

A Place Where YOU Can Make a Difference! Proudly Canadian. Mutually Owned.