
Senior Field Claims Representative – Waterloo, Ontario
Located in Ontario and Nova Scotia, Heartland Mutual Insurance strives to be the Best Mutual. Our team of talented and dedicated professionals challenge the norm and strive to be extraordinary. It’s all about fulfilling our promise with a personal approach. With our team, you’ll bring this purpose to life every day by living our values, being open to change, and pursuing your career aspirations.
Heartland Mutual Insurance has an excellent opportunity in our Claims Department for a Senior Field Claims Representative.
What you will do…
- Conduct field investigations and provide in-person service for moderate to large loss property claims and liability claims involving spills, crop damage, and property damage.
- Inspect loss locations, gather detailed information through written or recorded statements, and document all findings accurately.
- Collaborate with contractors, engineers, and experts to assess damages and determine repair or rebuild costs.
- Maintain comprehensive documentation in claims files, including investigations, correspondence, and service arrangements.
- Identify and pursue subrogation opportunities, ensuring proper documentation to protect Heartland’s subrogated interests.
- Maintain a proactive diary system to ensure timely follow-up and exceptional service delivery.
- Manage file reserves, process payments accurately, and maintain financial integrity in the policy management system.
- Support the Auto and Casualty teams with field investigations, including site visits, statement collection, and photographic documentation.
What you will bring…
- 10+ years of progressive experience in Property Claims.
- Post-secondary education in a related field or equivalent business experience.
- CIP designation or active progression toward completion.
- Solid knowledge of policy wordings for Commercial, Farm, and Personal Lines property.
- Strong understanding of the Insurance Act, contract law, and civil litigation processes.
- Technical proficiency in loss investigation, damage scoping, documentation, and estimation.
- Proven customer service, communication, and negotiation skills.
- Valid driver’s license with a clean driving record.
- Experience with the appraisal process, ADR, Xactimate software, and CFEI designation are assets.
What we offer…
In return, we’ll give you countless opportunities to learn and grow. You’ll be empowered to be your best self, do your best work, and make a meaningful impact. Here, you can help shape the future of insurance, win as a team, and grow with us.
At Heartland our benefits are great and include not only health and dental coverage, but also a generous pension plan. All staff members share in our company’s success through our incentive plan. And with our hybrid work model, you get the best of both worlds – the ability to collaborate and connect with great colleagues and to enjoy the benefits of working from home.
Intrigued? We can’t wait to hear from you!
If you have the qualifications we are seeking and would thrive in a work environment where you are valued and respected, please apply on the company website. Accommodations are available on request for candidates taking part in all aspects of the selection process.
A Place Where YOU Can Make a Difference! Proudly Canadian. Mutually Owned.